# Terms of Use
**Effective Date:** July 19, 2026
Welcome to KandaJeung.com.
By using this website, you agree to these Terms of Use.
## Educational Purposes
The information provided on this website is for general educational purposes only.
Nothing on this website should be interpreted as legal, tax, accounting, or investment advice.
## No Client Relationship
Using this website or submitting a contact form does not establish a client relationship.
Any recommendations are made only after reviewing your individual circumstances.
## Insurance Products
Insurance products are offered through appropriately licensed insurance professionals.
Availability varies by state.
Policy provisions, exclusions, limitations, and carrier underwriting requirements apply.
## Intellectual Property
All website content, including text, graphics, images, and educational materials, is protected by copyright.
No content may be copied without written permission.
## Third-Party Links
Links to third-party websites are provided for convenience only.
We are not responsible for third-party content or privacy practices.
## Limitation of Liability
KandaJeung.com is not responsible for damages resulting from reliance on information contained on this website.
## Changes
These Terms may be updated periodically.
Continued use of the website constitutes acceptance of any revisions.
## Contact
Kanda Jeung
[email protected]
(408) 658-0917
